Reduce Payment Complexity
Give consumers a fast, innovative way to pay their everyday bills – with a payment method that drastically cuts processing fees.
Easy Payment Options for Your Billing Needs
Provide a local and optimised Pay by Bank experience to millions of consumers across the UK and Europe.
Reduce Costs
Improve your bottom line on every payment, with easy-to-understand pricing and no hidden fees.
Easy Fund Transfers
Refund and transfer payouts as efficiently as you receive payments.
Uncomplicated Checkout
Setting up a recurring payment is simple, thanks to a process that delivers verified bank data immediately.
Lift the Burden
Benefit from personalised merchant support and effective consumer payment support.
Key feature
Scale your Payment Horizons with Brite IPN
Our Instant Payments Network is more than just a network of banks. It’s the resilient backbone of our platform and the engine that enables instant payments, accelerates customer acquisition, and helps build consumer trust.
Innovative Features for Utility and Bill Payments
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Payment Products for Modern Consumers
Reduce the time it takes to set up a payment account by eliminating the need for manual forms and card details. Make it easy for consumers to set up recurring payments or receive payouts.
Keep Payments Simple
Reduce drop-off with Pay by Bank – whether consumers are paying an invoice or topping up an account. Instant bank payments boost collections and provide immediate liquidity.
Easy Payouts
Deliver instant satisfaction via exceptional service by refunding or transferring overpayments as efficiently as you receive money.
Security isn’t a feature – it’s our foundation.
Trusted Stability
Engineered for high platform uptime, Brite is built with bank-grade encryption and security as standard—adhering strictly to UK data protection protocols and cybersecurity standards.
Fraud Resilience
With direct bank authentication and Strong Customer Authentication (SCA) at the core of Pay by Bank, Brite goes further. Powered by the Brite Instant Payments Network (IPN), our architecture eliminates card-related fraud and keeps payment failure rates exceptionally low.
Compliance Excellence
Our controls are risk-based, continuously monitored, and mapped strictly to UK Money Laundering Regulations, the UK GDPR, FCA operational resilience requirements, and Open Banking standards.
Go Live With a No Fuss API
See how simple it is to integrate our payments for one-off and recurring payments via our easy-to-use API.
Your Utility Payments Questions Answered
Any more questions?
Why are Brite Payment Solutions perfect for Utilities and Billing?
Brite solutions are built for the resilience, speed, and compliance demands of modern finance. This combination means we’re well-positioned as a trusted partner to the current and next wave of Financial Service innovators.
Our platform enables instant funding and real-time withdrawals, critical for asset managers and trading platforms. We also integrate Data Solutions to streamline KYC, Affordability, and AML checks, ensuring you can innovate without compromising regulatory integrity.
How long does it take to integrate Brite Payments?
Our integrated Data Solutions help merchants speed up compliance during onboarding. We provide bank-grade verification of consumer identity, check for account ownership, and offer crucial insights for Source of Funds (SoF) and Affordability. This process minimises manual review, ensures adherence to PSD2 and AML rules, and provides a clear audit trail.
What kind of help or support does Brite offer if something goes wrong?
While SEPA Instant is a vital clearing standard, Brite’s proprietary network (IPN) offers significant advantages:
24/7/365 Availability: Our IPN is built to eliminate reliance on traditional bank cut-off times and batch cycles, ensuring instant settlement even on weekends and holidays.
Unified API: We provide one simple integration for 27 European markets, addressing the “fragmented nature” of SEPA and simplifying multi-region operations and treasury management.
How much faster is Brite's Pay and Onboard process compared to tradtional registration forms?
Brite helps reduce the multi-day delays caused by manual KYC and traditional funding methods (like SEPA or card processing). By combining user authentication and payment initiation into one frictionless flow, we reduce the onboarding time from days to seconds, allowing your customers to fund their accounts and act on market movements instantly.
Research suggests the time to onboard and pay within Financial Services can range from a few minutes to a number of days. With Brite, we typically see the same process taking less than 90 seconds to complete on average, which is a significant improvement.
What is Brite's Time2Money feature, and how does it help my customer support team?
Technical onboarding is prioritised for speed and stability. You receive access to a clean, well-documented API built on our full-stack infrastructure. Our onboarding process includes direct access to Brite merchant solutions experts who specialise in complex FinServ use cases, ensuring efficient integration and minimising reliance on third-party aggregators.
How does Pay faster next time help me receive bill payments?
Time2Money provides the consumer with the estimated time of arrival (ETA) for their payout. This feature builds trust and drastically reduces the volume of “Where Is My Money?” (WIMMO) support tickets, allowing your customer service teams to focus on high-value user queries rather than payment tracking.
Any more questions?