Partner Hub
Reach More Customers, With Less Effort
Scaling you platform with Pay by Bank and Data Solutions has never been easier. Access 27 markets through a single integration, enhance your product offering, and earn recurring revenue from every transaction.
Fast Payments For Platform Innovators
We work with PSPs and gateways to make Pay by Bank easy. We handle the heavy lifting with the banks so you can offer cheaper, faster payments to your merchants.
Why Partner with Brite?
Cross borders instantly
Open up 27 markets and 3,800+ banks with one integration.
Built to handle peak demand
Our network runs 24/7, skipping slow traditional bank clearing times.
No chargebacks
Instant bank transfers mean no card fees and no chargebacks. It’s pure profit protection.
Made for developers
From technical onboarding to co-marketing initiatives – our partner success team is with you every step of the way to ensure your integration is a success.
A Partnership Built for Every Platform
Payment Service Providers (PSPs)
Give merchants a cheaper, faster alternative to cards, with instant settlement and zero chargebacks.
Payment Gateways
Stay ahead of the competition by adding Brite to your orchestration layer. Our robust API allows for seamless processing of high-volume transactions with industry-leading uptime and security.
E-commerce Plugins
Embed Brite into your online commerce platform so merchants get a great checkout experience from day one.
Built by Developers, for Developers
Pick a model
Choose Merchant of Record or Technical Gateway
Build
Finish the API integration with help from our engineering team.
Launch
Depending on your setup, you onboard the merchant, or we do.
Go Live
Start processing instant payments across Europe.
Brite Performance
Don’t risk your platform’s reputation on unreliable connections. Our network stats prove we deliver when it matters most.
3800+ Banks
>99% Uptime
One API
Keep Payments Simple
24/7 Real-Time Withdrawals
Keep Payments Simple
Start Building With Brite
Read our API docs or talk to our partnerships team to find the right setup for you.
Frequently asked questions
What is Brite and how does it work?
Brite is a Swedish fintech founded in 2019 and is a leader in Instant Account-to-Account payments (also known as Pay by Bank). With connections to over 3,800 banks, Brite Payments enables consumers to initiate payments and access their bank account in real-time.
Brite operates across 27 European markets, utilising local payment rails, open banking, and its own proprietary infrastructure, the Brite Instant Payments Network (IPN).
Simply select Brite Payments in the merchant’s checkout and follow a few simple steps to initiate a payment:
- Select your bank
- Select the bank account you want to initiate the payment from
- Confirm the payment initiation after the authentication with your bank
- And Done. You will receive the confirmation of the payment initiation from us.
Is Brite free to use?
Yes, absolutely.
Brite Payments is completely free for consumers to use. Brite will never charge you a fee to initiate a payment or access your bank account.
Is Brite safe to use?
Yes. Brite is a licensed Payment Institution supervised by the Swedish Financial Supervisory Authority (Finansinspektionen)under the Swedish Payment Services Act (lag (2010:751) om betaltjänster) and subject to very strict regulatory obligations.
Brite always provides its services at your request and based on your permission. When using Brite Payments to initiate a payment or to access your bank account, you will authenticate yourself directly with the authentication methods provided by your bank.
Which countries does Brite currently operate in?
You can always review which countries Brite has passported its authorisations to on the Swedish Financial Supervisory Authority’s (Finansinspektionen) website (https://www.fi.se/).
The countries where Brite is operational are: Austria, Bulgaria, Belgium, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Liechtenstein, Luxembourg, Malta, the Netherlands, Norway, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and Switzerland.
Does Brite work with my bank?
Brite is connected to over 3,800 banks across Europe. It is likely that you can use Brite Payments with your bank.
When you select Brite in the merchant’s checkout, you will automatically see a list of the supported banks available in your country.
Why does “Brite” appear in the transaction history of my bank account?
Brite Payments enables you to initiate payments from your bank account to many stores and merchants online.
Because Brite also acts as the secure bridge between you and the store in relation to your payment, it is normal that “Brite” appears listed on your transaction history instead of the specific store where you made your purchase.
How can I find out which merchant I purchased from when I initiated a payment with Brite Payments?
If you see a transaction in your bank account history that you don’t recognise, you can contact us through our Customer Support Form.
To help us identify the merchant, please share the payment reference (starting with “RF…”). You’ll find the payment reference in the transaction history of your bank account.
Can I get a full history of my Brite transactions?
Yes. If you need a formal record of your transactions, we can send you a Transaction Certificate.
To request a Transaction Certificate, contact us through our Customer Support Form and share the following details so we can verify your bank account:
- A payment reference from a previous Brite transaction (starting with “RF…”) or your bank account number (IBAN).
- The time frame you want the Transaction Certificate to cover.
How long does it take a payment to be performed?
Brite Payments are designed to be instant. In most cases, your bank will execute the payment transaction only seconds after you initiate it via Brite Payments.
In rare cases, it may take several business days for the payment to be executed. For example, this could happen on bank holidays or if your bank is experiencing processing delays.
While execution of the payment is handled by your bank via general clearing systems, we always work to ensure your payment reaches the merchant as quickly as possible.
Why didn’t I receive a confirmation email from Brite when using Brite Payments?
Can I pay using a business bank account?
Can I use a joint bank account to make a payment?
Yes, you can use a joint bank account as long as you use your own personal bank login details (such as your banking app or biometric check, like Face ID).
Is there a limit on how much I can pay using Brite?
Brite does not set any purchase limits. However, to initiate large value payments via Brite Payments, you may be required to provide more information about yourself because of anti-money laundering measures.
Additionally, your bank may have its own daily or per-transaction limits set on your bank account.
If you are making a large purchase and the payment is declined, we recommend checking your transfer limits in your banking app or contacting your bank. Many banks offer you the ability to increase your transaction limits temporarily yourself before you make a payment.