Verify your Bank Account for Direct Debits
Set up SEPA Direct Debits quickly and securely. Simply log in to your online banking, verify your account details and complete direct debit mandates with ease.
Why verify your account details using Brite?
To set up a SEPA Direct Debit, merchants need to confirm that you are the rightful account holder. With Brite, you simply log in through your familiar online banking. We securely verify your details (name, IBAN, and BIC) and pass them directly to the merchant – fully encrypted.
Good to know: Brite only handles this one-time verification. We never store your login details, nor does Brite take any payment – all future direct debit deductions are managed directly by the merchant.
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How to Verify Your Account in 4 Steps
Select your bank
Log in securely
Approve request & select account
Automatic redirect
How Brite Protects your Account Details
Your login details are protected
Brite acts solely as a payment technology partner. We do not store PINs or passwords. When using Brite, you log in using your bank’s familiar and secure login.
No payment, just verification
Your data is safe with us
For digital account verification, we securely verify and share the exact data the merchant requires to set up the mandate (such as your name, IBAN, and BIC) on a one-time basis only.
We are regulated to the highest standards
Brite is a licensed payment institution in Europe. We are subject to European security standards and are strictly supervised by the Swedish financial authorities.
Questions about using Account Details to set up a Direct Debit
Why can’t I just type in my IBAN as usual?
To set up a SEPA Direct Debit mandate, many merchants require proof that the provided IBAN actually belongs to you. Brite initiates this verification for you: you simply log in to your familiar online banking, and your bank confirms your identity. Brite then shares the approved account details with the merchant error-free, saving you the hassle of typing in your IBAN.
Why do I have to enter my online banking login details? Is it secure?
The login is necessary so your bank can confirm that you are the rightful account holder. The online banking login takes place via an independent, encrypted connection directly within your bank’s secure environment. As a technology partner regulated by the Swedish Financial Supervisory Authority, Brite establishes this connection without ever storing your PIN or password.
Does Brite take the money for the SEPA Direct Debit from my account?
No, Brite does not make any deductions itself. We simply initiate the verification, which you complete by logging into your online banking. After confirmation from your bank, we act as a secure data transmitter and forward the approved account details to the merchant. The setup of a Direct Debit mandate and all future deductions are handled exclusively by the merchant.
Why does my bank ask for access to account information for one day?
Due to standardised bank interfaces, “one day” is the smallest technically selectable timeframe that can be displayed for data sharing. Brite uses the connection for a single, split-second retrieval to securely transmit your verified account details to the merchant exactly once, and after that, there is no further access to your account.
My username or password is not accepted during login. What can I do?
Brite connects directly to your bank’s secure system. Please use the exact credentials you use for your regular online banking (e.g., your username, login ID, or account number).
If the login fails, please check the following common issues:
- Spelling: Pay close attention to case sensitivity.
- Extra spaces and special characters: Make sure that no accidental special characters or spaces are entered at the beginning or end of your entry.
Does account details verification using Brite incur a fee?
No, using Brite’s Account Details service is completely free for consumers. There are no fees for digital account verification or the secure transmission of your IBAN.